Business interruption insurance provides a safeguard in the event your premises are damaged and, as a result, you’re not able to work. The cause may be:
- a flood
- lightning
- storm damage
- malicious damage
- theft
- burst pipes
- earthquake damage
- aircraft
- an explosion
Your business interruption insurance will cover your lost income and operating expenses while your premises are out of action, so you can focus on getting repairs done and getting back to work.
The recompense from the insurance policy will be equal to what you would have earned, had the disaster not happened.
As with other types of insurance, there are some notable exclusions. For example, claims will not be paid for costs or lost income that arise from disease outbreaks (such as covid), falsification of business records, loss of computer records or clerical errors.
Business interruption insurance is available as a form of optional cover, in addition to standard pet business insurance policies.
If you are looking for protection specifically for your work tools, utensils, and equipment, we also include equipment cover up to £1,000 as standard to policyholders.
For more information about business interruption insurance, get in touch with the team at Pet Business Insurance today. Call 01284 736 874, or complete our enquiry form.